Individual Life Insurance
Securing Your Family’s Future with Confidence & Care
No matter how well we plan for the future, life remains unpredictable. Individual Life Insurance forms one of the most essential pillars of a strong financial strategy. It ensures that your loved ones remain financially secure and protected, even in your absence or in the event of unexpected incapacity.
At Arab Islamic Takaful Insurance Co. K.S.C.C, we provide Sharia-compliant life protection solutions designed to offer long-term security, dignity, and peace of mind for individuals and their families.
Our Philosophy
Life insurance is not just a policy—it is a responsibility. Our Individual Life Insurance solutions are built on ethical principles, transparency, and compassion, ensuring that dependents are supported during life’s most challenging moments.
All products are structured in accordance with Islamic Sharia and approved by our Sharia Supervisory Board.
Individual Life Insurance Solutions
We offer carefully designed plans that address today’s realities while preparing for future uncertainties. Our solutions are suitable for individuals, families, and sponsors responsible for dependents.
Domestic Helpers Life Insurance Policy
Purpose
To provide combined Life Insurance and Personal Accident coverage for expatriate domestic workers under a single comprehensive policy, valid for the full duration of the employment contract.
Policy Overview
In compliance with the regulations of the State of Kuwait and requirements set by certain embassies, this policy ensures that domestic helpers are insured before entering Kuwait or during travel to their home country.
At the same time, it protects sponsors from financial liabilities arising from unforeseen incidents during employment.
Key Benefits
01.
Life Coverage
02.
Accidental Death Benefit
03.
Permanent Total Disability due to Accident
04.
Permanent Partial Disability due to Accident
05.
Permanent Partial Disability due to Sickness
06.
Repatriation Expenses Coverage
Scope of Coverage
Life & Personal Accident Benefits include:
- Accidental death with fixed sum assured
- Permanent total disability due to accident (fixed sum assured)
- Permanent partial disability due to accident (percentage of sum assured)
- Permanent partial disability due to sickness (percentage of sum assured)
- Repatriation expenses based on actual cost, subject to policy limits
